What is Medicare?
Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)
Medicare Has Four Parts
- Part A - Hospital Insurance
- It covers inpatient hospital stays or care in a skilled nursing facility (following a hospital stay) and some home health care and hospice care.
- Part B - Medicare Insurance
- It covers certain doctors' services, outpatient care, supplies, and preventive services that hospital insurance may not cover.
- Part C - Medicare Advantage Plans
- A healthcare plan is provided through a private company that includes Parts A and B and, in many cases, includes prescription drug coverage. Allows people to choose to receive all of their healthcare services through the provider organization.
- Part D - Prescription drug coverage
- Adds prescription drug coverage to original Medicare and helps pay for medications that doctors prescribe for treatment.
When Should I Enroll?
Individuals can sign up for Medicare up to three months before turning 65 and then three months after. If you fail to sign up during the initial window when turning 65, you can sign up between January 1 and March 31 each year. If you have a disability, you can enroll three months before and up to 3 months after the 25th month of getting disability benefits.
Hartig Drug Can Help!
Do you have questions on what coverage is best for you? Are you unsure if you or a loved one is eligible for Medicare? Stop by or call any Hartig Drug and talk to a member of our pharmacy team. Our team is ready to help you understand the different plans available. You must first enroll to receive benefits from these plans, which are offered by private insurance companies, most of which are accepted at Hartig Drug.
Visit navigatemycare.com/hartigdrug to enroll online!
Navigate My Care: This program is offered to you by FDS Insurance Agency, Inc. (d/b/a RXI Insurance Agency in New York), a licensed insurance agent or producer in all US states and DC, and a partner of Hartig Drug. Other pharmacies may be available on some plans' networks.
Are You Already Enrolled?
Additional program information is available directly from Medicare.
If you think you may qualify for additional help with drug costs, contact the Social Security Administration.